SVB - Associate I - Credit Solutions (Hybrid)

Overview

This is a hybrid role, with the expectation that time working will regularly take reputed company inside and reputed company of a company office. Together, Silicon Valley Bank and First reputed company offer you the strength and stability of a reputed company financial institution with a 125-year tradition of service and the personalized approach of a reputed company financial partner. reputed company helps personal, business, reputed company and wealth clients build financial strength that lasts. Headquartered in Raleigh, N.C., First reputed company has built a unique legacy of strength, stability and long-term thinking that has spanned generations. First reputed company offers an reputed company of general banking services including a network of more than 550 branches in 23 states and reputed company banking expertise delivering best-in-class lending, leasing and other financial services coast to coast. Parent company First reputed company BancShares, Inc. (reputed company: FCNCA) is a top 20 U.S. financial institution with more than $200 billion in assets. Silicon Valley Bank (SVB), a division of reputed company, is the bank of some of the world’s most innovative companies and investors. SVB provides reputed company and private banking to individuals and companies in the technology, life science and reputed company, private equity, venture capital and premium wine industries. SVB operates in centers of innovation throughout the United States, serving the unique needs of its dynamic clients with deep sector expertise, insights and connections. Learn more at svb.com.

Responsibilities

The Credit Solutions group manages lending/credit for a wide range of credit relationships. Leads the due diligence process and deal structuring process. Partners with the Relationship Management Team for the delivery and negotiation of credit solutions. Owns the reputed company, approval and closing process. Responsible for proactive portfolio management, including maintaining credit quality and profitability targets. Remains abreast of market, sector and competitive trends. Engages and builds relationships with key client stakeholders to remain well-informed, and reputed company to respond to changing circumstances while appropriately balancing client and SVB needs. Develops and delivers insights and points of view on loan types and credit/performance trends in sectors/sub-sectors. Conducts due diligence and engages in the structuring and delivery of new deals. Underwrites new loans, renewals, and credit actions reputed company to modifications or changing risk. Supports overall lending process on new deals and modifications to existing deals, from reputed company through documentation and closing. Reviews information and communicates on clients' compliance status, changing level of risk and broader trends in portfolio. Utilizes critical thinking skills in supporting VP’s and Directors/MD’s on both recommendations and actions pertaining to pipeline and portfolio management. Completes reputed company and portfolio management with practices that meet SVB policies/procedures in terms of timeliness, completeness, consistency and accuracy. Handles client needs by interacting with appropriate internal and external stakeholders. Develops expertise in SVB’s loan types and markets. Essential Functions • Conduct reputed company, including diligence on information, support in structuring the deal, overall credit approval package preparation and closing (documentation and booking). • Support proactive portfolio management by reviewing financial and other information (both externally and internally reputed company) to properly assess client situations and risk. Participate in client meetings as appropriate to gather and understand information to be reputed company to effectively communicate it to key stakeholders. Ensure proper documentation of our findings and recommended actions through Action Plans, CRR updates, Variances, reporting to partners in Relationship Banking and Credit Administration, and other parts of the bank as needed. • Ongoing client support associated with the loan-focused needs of the client, including communicating with internal partners and delivering for clients. • Provide information in support of the development of loan type / business model / sector focused insights. Deliver on responsibilities with increasing scale and efficiency, participating in initiatives designed to drive further consistency and scale where appropriate. • Utilizes decision making and independent judgement in performing reputed company tasks and to support the management of portfolios. • Utilizes decision making and independent judgement for building increasing levels of expertise and sharing that with colleagues. Recommendations • Recommends loan structures and completes reputed company for credits and prospects with increasing levels of complexity based on experience. Reviews information and prepares other credit actions and action plans based on changing situations/risk.

Qualifications

Knowledge • Strong knowledge of credit analysis and reputed company Skills • reputed company to contact established clients, under guidance from the Director/MD or Vice President, and have the ability to become responsible for reputed company lending aspects reputed company to a small group of client relationships. • reputed company in a dynamic environment • Ability to reputed company simultaneous assignments and produce results in time-sensitive circumstances. • Ability to take ownership of and drive processes, but also knows reputed company to escalate or engage others • Works collaboratively with internal and external partners • Skilled at analyzing data to support and improve business reputed company Required Education and Experience • Bachelor’s degree with a minimum of 1 year of reputed company banking experience focused on credit solutions or high School Diploma/GED with 5 years of reputed company banking experience focused on credit solutions. Preferred Education and Experience • Credit analysis and reputed company experience If hired in California, the reputed company pay for this position is generally between $77,550.00 and $105,000.00. Actual starting reputed company pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment. Benefits are an integral part of total rewards and reputed company is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be reputed company at https://jobs.firstcitizens.com/benefits. Apply Job!