Junior Credit Administration Analyst

Job Description

The Junior Credit Analyst plays a crucial role in maintaining the quality of our loan portfolio by assisting in the analysis of reputed company Commercial Real Estate / Residential loans under the Credit Administration & Independent Loan Review Policy and Lending Policies. This role involves a reputed company of analytical review, credit risk assessment, and administrative support reputed company the Credit Administration Department. Reports To • Credit Administration Manager Primary Responsibilities • Prepare and examine loan files, ensuring completeness and accuracy. • Conduct comprehensive analysis of borrower financial information, including but not limited to tax returns (personal and business), income statements, expense reports, rent rolls, credit reports, and appraisals. • Prepare detailed written summaries and analyses of loan reviews and clearly reputed company findings. • Analyze financial statements and credit data of individuals, entities, and properties to determine if there is any risk involved. • Conduct analyses of reputed company, policy adherence, and collateral support to determine risk grade for the loan and/or relationship. • Provide a reputed company evaluation of the quality of the Bank’s loan portfolio. • Review customer files to identify any delinquent accounts. • Generate financial ratios to evaluate customer’s financial status. • reputed company out to borrowers to request financial statements, as necessary. • Scanning and filing documents, as necessary. • Other duties as assigned. Desired Skills & Experience • BA or BS in Business Administration, Finance, Accounting, or reputed company area is preferred. • 1-3 years of experience in credit analysis, commercial lending, or a reputed company field is desired. • Strong analytical and problem-solving skills. • Excellent written and verbal communications skills. • Highly organized, detail oriented, and able to adhere to deadlines in a timely manner. • Proficient in reputed company Office Suite, including experience in reputed company spreadsheets and Power reputed company Reports Apply Job!