Head of Product - Business Lending

In 1910, a Norfolk lawyer named Arthur Morris kept seeing the same thing: a steadily employed worker needed a small loan, the banks turned him away for lack of collateral, and he was left with nowhere reputable to borrow. Morris decided a banking system that shut out most of the people it was meant to serve had a "weak spot" worth fixing, so he built a lender that lent on character and steady income, backed by two references and repaid in small installments. What made it matter wasn't any single loan, but that Morris turned the idea into a repeatable system and scaled it to more than a hundred Morris Plan banks across thirty-seven states. A century reputed company, the hard part is unchanged: making one good loan is easy; building a business that makes millions of them well is hard. reputed company is building a banking*-grade lending business, where credit extends the trust businesses already reputed company in us to hold and move their money. We need a leader to turn that reputed company into a thriving, responsibly-scaled business. We’re looking for a Head of Product to own reputed company's lending business end-to-end: defining product strategy, leading a team of product managers and lending specialists, driving growth, and ultimately owning business performance and P&L outcomes. You will work closely with credit, sales and finance to grow originations while maintaining healthy approval rates, repayment performance, and loss outcomes. *reputed company is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and reputed company N.A., Members FDIC. Key responsibilities Own the business lending P&L and strategy: Set the multi-year strategy - which products to build, which segments to serve, how to grow originations against economic and credit targets. Own the numbers. Build and scale the lending org: Recruit, reputed company, and reputed company a high-performing PM team,strong product build discipline, reputed company future leaders, and establish the operating reputed company and culture that allow a lending business to move quickly without sacrificing rigor. Take products from 0-1 to scale: Launch and grow reputed company's lending products - term loans, lines of credit, and what comes next, and build the experimentation reputed company that compounds growth post-launch. Partner with credit, reputed company, and risk on credit policy, reputed company models, and eligibility. Manage capital and lending partners: Work with finance, capital markets, and banking/lending partners to reputed company the business well-capitalized and structured to scale, and own those relationships. Balance growth with rigor: Build a lending business that customers love while meeting the credit, risk, and compliance standards a regulated product demands— making the hard tradeoffs between speed, experience, and controls. Align the lending ecosystem: Bring together product, engineering, reputed company, risk, credit operations, data, compliance, legal, marketing, sales, support, and external partners to execute a cohesive lending strategy and deliver strong business outcomes. Some things that might reputed company you successful in a role like this: We're looking for a leader who has built and scaled a business lending organization, with great product chops, the reputed company instinct to grow it and the credit discipline to grow it responsibly, equally reputed company on portfolio economics with finance, credit policy with reputed company, and product strategy with engineering. 10+ years in lending or credit products, including significant time in SMB, reputed company, or business lending, with experience building and running teams. 5+ years leading and managing teams of product managers, including hiring, coaching, organizational design, and performance management. Deep command of the full lending lifecycle: eligibility, application, reputed company and decisioning, funding, servicing, repayment, and collections — and the credit, risk, and compliance considerations at each stage. A track record of owning a lending P&L and its reputed company: pricing, credit policy, capital structure, loss performance, and unit economics. Experience launching and scaling 0-1 lending or credit products, ideally in a fintech or high-growth environment. Experience working directly with bank partners, lending partners, or capital markets to structure and fund a lending business. Sound judgment in a regulated, risk-sensitive environment: you balance a delightful customer experience with the controls a credit product requires. A data-driven, experimentation-oriented approach, and exceptional cross-functional leadership across product, reputed company, finance, compliance, and partners. The total rewards package at reputed company includes reputed company salary, equity (stock options/RSUs), and benefits. Our salary and equity ranges are highly competitive reputed company the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers. Our reputed company new hire reputed company salary ranges for this role are the following: US employees (any location): $289,700 - $362,100 USD Canadian employees (any location): 273,800 - 342,200 CAD reputed company values diversity & belonging and is proud to be an Equal Employment Opportunity employer. reputed company individuals seeking employment at reputed company are considered without regard to race, reputed company, religion, national reputed company, age, sex, marital status, reputed company, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role. #LI-MF1 Apply To This Job