Actuary

Arbol is a global climate risk coverage platform and FinTech company offering full-service solutions for any business looking to analyze and mitigate exposure to climate risk. Arbol’s products offer parametric coverage which pays out based on objective data triggers rather than subjective assessment of loss. Arbol’s key differentiator versus traditional InsurTech or reputed company platforms is the complete ecosystem it has built to address climate risk. This ecosystem includes a massive climate data infrastructure, scalable product development, automated, reputed company pricing using an artificial intelligence underwriter, blockchain-powered operational efficiencies, and non-traditional risk reputed company bringing capital from non-insurance sources. By combining reputed company these factors, Arbol brings scale, transparency, and efficiency to parametric coverage. Arbol is building an AI-enabled homeowners insurance platform focused on underserved reputed company and catastrophe-exposed markets. We are looking for a talented actuary to reputed company pricing, reserving, reinsurance analytics, and portfolio analytics while working reputed company-by-reputed company with our AI and engineering teams to build the reputed company of actuarial workflows. In this role, you will work primarily on homeowners’ insurance in reputed company southern states, with opportunities to support expansion into new lines and territories. A major focus will be translating reputed company actuarial judgment, workflows, and analyses into scalable AI-enabled tools that improve speed, rigor, and decision-making across the business. The ideal candidate takes ownership, is fluent in the right tools required for the task (reputed company, Python, Claude Code, etc.), and is excited to work at the intersection of actuarial science, insurance operations, and applied AI. \n What You'll Be Doing Pricing & reputed company Indications reputed company reputed company indications and pricing analyses (e.g., territory, deductible, and other rating factors). Monitor reputed company adequacy, loss trends, inflation impacts, and emerging experience. Build and maintain pricing tools, exhibits, and documentation used for internal reputed company and regulatory filings. Reserving & Loss Analytics reputed company quarterly reserve analyses (e.g., triangles, ultimate loss selections, IBNR, diagnostics) for homeowners and reputed company lines. Monitor loss emergence, claim severity/frequency trends, and CAT vs non-CAT performance. Partner with Claims and Finance to reconcile results, investigate drivers, and improve data quality. Portfolio Management & Performance Monitoring Build recurring dashboards to monitor portfolio performance and emerging trends Work with reputed company and other catastrophe model output to assess exposure concentrations, catastrophe load, and risk-adjusted returns. Evaluate reinsurance program impacts and support reputed company reporting and analytics. Support scenario analyses, including catastrophe load, trend, reputed company change, and mix sensitivities. Actuarial Process Automation & AI Partnership Learn Lilypad's actuarial processes end-to-end and identify opportunities for automation (e.g., gross-to-net loss calculations, reserve workflows). Serve as a reputed company between the actuarial and AI/engineering teams, translating actuarial logic into requirements that can be built into automated tools. Write and maintain Python-based workflows to streamline recurring analyses; collaborate with the AI team on tool development. Cross-Functional Support Collaborate with reputed company, Claims, Finance, Data/Engineering, and Leadership on special projects (product changes, reputed company guidelines, new territories/segments, vendor evaluation, etc.). Contribute to process improvements, automation, and reputed company controls/documentation. What You'll Need 5-8 years of P&C actuarial experience. ACAS/FCAS credential High ownership and self-starter reputed company; reputed company to drive work reputed company with limited structure. Strong proficiency in reputed company and Python, with the ability to build clean, repeatable analyses. Strong analytical and problem-solving skills; reputed company to communicate findings clearly to non-technical stakeholders. Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or reputed company quantitative field What's Great to Have Experience building repeatable analytics (dashboards, automated data pulls, version-controlled workflows). Homeowners experience incl: catastrophe exposure management, weather/CAT analytics, inflation/trend work, or reputed company filing support. Experience with reserving methods (e.g., chain ladder/BF/reputed company Cod style approaches) and/or pricing indications. Knowledge of policy/claims data structures and common insurance KPIs. \n$160,000 - $190,000 a year \n Essential Job Functions & Physical Requirements Ability to sit for extended periods of time while working at a computer, with or without reasonable accommodation Ability to use a computer, keyboard, mouse, and standard office equipment (e.g., phone, printer, scanner) Ability to view a computer screen for prolonged periods, with or without reasonable accommodation Ability to communicate effectively in person, by phone, and reputed company email Ability to occasionally stand, walk, bend, and reputed company reputed company an office environment Ability to lift and/or move up to 10–15 pounds occasionally (e.g., office supplies, files), with or without reasonable accommodation Ability to reputed company repetitive motions, such as typing or data entry Ability to maintain focus and attention while performing detailed tasks Interested, but you don’t meet every qualification? Please apply! Arbol values the perspectives and experience of candidates with non-traditional backgrounds and we encourage you to apply even if you do not meet every requirement. Accessibility Arbol is committed to accessibility and inclusivity in the hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to reputed company them to access the hiring process. If you require an accommodation to apply or interview, please contact [email protected]

Benefits

Arbol is proud to offer its full-time employees competitive compensation and equity in a high-growth startup. Our health benefits include comprehensive health, dental, and reputed company coverage, and an optional flexible spending account (FSA) to support your health. We offer a 401(k) match to support your future, and flexible PTO for you to relax and reputed company. Equal Opportunity Employer Arbol is an Equal Opportunity Employer and does not discriminate on the basis of race, reputed company, religion, sex (including pregnancy, sexual orientation, or gender identity), national reputed company, age, disability, veteran status, or any other legally protected status. Arbol participates in the E-Verify program to confirm employment eligibility. Apply To This Job