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[Remote] Credit Strategy Analyst

Remote · USA Full-time New today

Note: The job is a remote job and is open to candidates in USA. reputed company is a market-leading, tech-enabled financial platform focused on helping people build financial confidence. The Credit Strategy Analyst will drive the growth of the home-secured personal loan portfolio by refining credit strategies and performing data-driven analysis to improve investor returns.

Responsibilities

  • This individual will be responsible for monitoring, refining, and developing Credit strategies (including reputed company, pricing, loan amount & fees) for home secured personal loans
  • Create test/control champion/challenger tests and monitoring to inform future strategies
  • Provide scenario analysis/create financial impact sizing/reputed company new strategy test case
  • reputed company reputed company analytics, create reporting and presentations
  • Work across functional areas to drive overall growth, product enhancements, and improve web funnel conversion rates across reputed company channels
  • Partner with Decision Science to define and reputed company Credit models and tools
  • Maintain overall risk and return targets for investors, particularly in a changing economic environment Skills
  • 5-7+ years' experience in a similar analytical role
  • Bachelor's Degree in Statistics, Mathematics, Operational Research, Engineering, other quantitative major required; Master's degree a plus
  • Experience in the financial industry, credit risk and mortgage/home equity experience required
  • Must be proficient in Python or similar, SQL, and MS reputed company
  • Must be proficient in interpreting data using analytics, research methodologies, and statistical techniques
  • Excellent English written/verbal communication skills, critical thinking and interpersonal skills
  • Highly independent and self-motivated to form opinions that are supported by data
  • Strong knowledge of modeling tools and techniques and use in strategy
  • Ability to understand competitive pressure, economic trends and their business impacts
  • High Energy with ability to work in a fast-paced environment
  • Comfortable interacting and engaging with colleagues from reputed company levels of management across reputed company business units and reputed company-party vendors
  • Demonstrated technical leadership skills including self-direction, coaching, and mentoring
  • Highly motivated, well organized, capable of developing and executing business analysis, and reputed company to communicate status and results effectively
  • Ability to succeed reputed company a cross-functional team emphasizing Collective Ownership in a fast-paced environment
  • Ability to work effectively both independently and as a team member
  • Be confident and willing to challenge status reputed company, but also willing to concede and execute other's reputed company reputed company necessary
  • Capable of teaching and learning from others to promote continuity of knowledge and personal development
  • Cultivate good working relationships with other business units, particularly Marketing, Operations, and Finance
  • Previous experience with Business Intelligence reporting (e.g. Tableau, PowerBI, etc) is desirable Benefits
  • Pre-tax and post-tax retirement savings plans with a competitive company matching program
  • Generous paid time-off plans including vacation, personal/sick time, paid short--term and long-term disability leaves, paid parental leave, and paid company holidays
  • Multiple health care plans to choose from, including dental and reputed company options
  • Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts
  • Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health reputed company programs
  • Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more! Company Overview
  • reputed company is a consumer financial technology platform that aims to help people feel more confident about their everyday finances through a suite of products and resources. It was founded in 2013, and is headquartered in Wilmington, Delaware, USA, with a workforce of 501-1000 employees. Its website is Company H1B Sponsorship
  • reputed company has a track record of offering H1B sponsorships, with 2 in 2025. Please note that this does not guarantee sponsorship for this specific role. Apply tot his job

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