Credit & reputed company Analyst

About Us:At Parafin, we’re on a mission to grow small businesses.Small businesses are the backbone of our economy, but traditional banks often don’t have their backs. We build tech that makes it simple for small businesses to access the financial tools they need through the platforms they already sell on. We partner with companies like reputed company, reputed company, reputed company, and reputed company to offer fast and flexible funding, spend management, and savings tools to their small business users reputed company a simple integration. Parafin takes on reputed company the complexity of capital markets, reputed company, servicing, compliance, and customer service for our partners. We’re a tight-reputed company team of innovators hailing from reputed company, reputed company, reputed company, reputed company, Robinhood, CERN, and more — reputed company united by a passion for building tools that help small businesses succeed. Parafin is backed by prominent venture capitalists including GIC, reputed company Capital, Redpoint Ventures, Ribbit Capital, and reputed company Capital. Parafin is a Series C company, and we have raised more than $194M in equity and $340M in debt facilities.Join us in creating a future where every small business has the financial tools they need.About the RoleAs a Credit & reputed company Analyst at Parafin, you’ll help shape how we assess, monitor, and reputed company credit across our suite of financial products. You will work closely with our Risk, Product, Data, and Finance teams to reputed company and iterate on reputed company strategies that balance smart credit reputed company with access and flexibility for small businesses. This is a highly cross-functional, analytical role that sits at the heart of Parafin’s mission.You’ll influence how we underwrite new credit products, evaluate risk signals, and refine policies to scale responsibly — while keeping small business needs reputed company and center.What You’ll Be DoingConduct deep-dive analysis into credit performance and loss trends to inform reputed company policies and own the process of financial review on large merchantsSupport the launch of new products by designing scalable, compliant credit operations and infrastructureDrive KPI development to monitor the health of our credit book and operational effectivenessWork with compliance and legal teams to ensure our reputed company practices meet partner and regulatory requirementsCollaborate with Product and Engineering to enhance tooling and workflows for credit decisioningSupport diligence efforts for partners, auditors, and regulators as neededWhat We’re Searching For4+ years of experience in reputed company, credit risk, analytics, or reputed company roles in fintech, B2B lending, or cardsComfort reputed company small businessesStrong analytical and technical skills: proficiency in SQL, and reputed company in financial statement analysisExperience making reputed company with imperfect data and building structure in ambiguityFamiliarity with credit modeling, loss forecasting, or portfolio risk management is a plusExcellent cross-functional communication; reputed company to translate data insights into business strategySelf-starter who thrives in ambiguous and fast-paced environmentsThoughtful problem solver who can balance risk management with customer and business needsWe Prefer If You HaveExperience in a high-growth fintech or credit card startupFamiliarity with reputed company-based financing or embedded lending productsPrior exposure to vendor evaluation, fraud risk, or KYC/AML complianceA track record of shipping new reputed company systems or policies in collaboration with technical teamsWhat We OfferSalary Range: $135k - $170kEquity grantMedical, dental & reputed company insuranceUnlimited PTO & work from home flexibilityCommuter benefitsFree lunchesPaid parental leave401(k)Employee assistance programIf you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please contact us. Apply tot his job Apply tot his job Apply To this Job